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Almost every household has a bank account: Labour Bureau
Almost every household has a bank account: Labour Bureau [Economy]
Almost every household in the country is a part of banking system, mainly due to government’s financial inclusion plans, the latest Labour Bureau data showed.
Around 94.4 per cent households had a saving bank accounts in 2015-16.
Banking penetration was particularly low in north-eastern states – Manipur (82.8 per cent), Meghalaya (85.1 per cent) and Arunachal Pradesh (88.9 per cent).
Government of India’s recent initiatives to enhance the financial inclusion and accessibility of financial institutions such as Pradhan Mantri Jan Dhan Yojana and Pradhan Mantri Micro Units Development and Refinance Agency (Mudra) Yojana may have translated into entering of more population in the ambit of formal financial activities.
24 crore bank accounts have been opened under the Jan Dhan Yojana scheme.
Centre had rolled out the Jan Dhan Yojana in August 2014 aimed to provide banking coverage to all households in India.